Payday Loan Refunds and Compensation

Over the years millions of payday loans have been issued – many of them leading on to further borrowing and financial problems. If any of the following sounds familiar to you then you may be entitled to claim.

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As seen in:
You may be entitled to payday loan compensation if you can relate to any of the below.

1. Fees or charges not clear?
When you took out your payday loans were the charges and associated fees made absolutely clear to you?

2. Unable to pay bills?
Your payments for the payday loan were so large that you struggled to pay for your monthly essentials like bills or mortgage payments.

3. Rolling over loans?
You had to take out a further payday loan to pay the initial one back, supporting unaffordability.

4. Lenders taking automatic payments?
Automatic payments being taken from your account put you in difficulty to pay other essentials.

5. Encouraged to borrow further?
Lender’s ‘good customer’ offers promoted regular use and the ability to get better deals the more you borrow.

6. Unfair lending

Despite clearly not being able to pay the first loan back, your lender continued to offer more through consolidation.

Who Can I Claim Against?

We will submit for refunds with major payday loan providers. Including:

  • Sunny
  • Quick Quid
  • MyJar
  • 247 Moneybox
  • Peachy
  • Satsuma
  • Piggybank
  • Uncle Buck
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Your Questions Answered

How Does It Work?
Firstly, submit our simple online claims form. We’ll email you to confirm receipt of your claim. We will then negotiate a settlement with your lender or lenders and aim to recover interest and fees on these loans.

How Long Does It Take?
From the day you complete our simple online form, we should receive a response to your complaint between 8 and 12 weeks later. If the lender rejects the claim, it may be that we recommend referring your complaint to the Financial Ombudsman, in which case it may take a few months longer to resolve.

How Much Do Forces Compare Charge?
We work on a ‘no-win, no-fee’ basis. We charge 36% (30% + VAT) on any successful claims of the total refund received from your lender. If you cancel our service without our agreement after 14 days and after we submit your claim you will be liable to pay our full success fee should your claim be successful.

What Information Do I Need to Provide?
All we need is the name of your lender and your personal details including the address that you lived at when registering with them. Once we have these we can obtain details of any loans where a refund may be due.

How Do I Submit My Claim?
Simply complete our online application form to start your payday loan claim.

Do I Need to Use a Company to Submit My Claim?
You do not need to use our services to make a claim against your payday lender(s). It’s free to claim compensation from financial companies if you have lost money from a mis-sold financial product. You can do this yourself directly with the lender(s) and even if they reject your claim you can still take this to the Financial Ombudsman Service at If you aren’t sure how to make the claim, you can get free, impartial advice from consumer organisations.

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Forces Compare has partnered with Clear Legal Marketing Limited to offer its clients the opportunity to reclaim compensation for mis-sold payday loans.

Clear Legal Marketing Limited is a Claims Management Company, (registered number 07933243) Ltd whose registered address is Unit 115-119 Timber Wharf, 42-50 Worsley Street, Manchester M15 4LD and who are regulated by the Financial Conduct Authority.

Its registration is recorded on the website Reg No: 833090, Registered with the Information Commissioners Office. Reg No: Z3370717 All calls to Clear Legal Marketing Ltd are recorded in line with the FCA requirements