Military Life & Illness Insurance

Protect those who matter the most with high quality, affordable cover designed to make things easier for loved ones if you’re not around to help financially.

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Forces Compare has partnered with Forces Solutions. Forces Solutions are one of the specialist forces insurance providers that can scrutinise the market to find the insurance products that fit with your needs at the price you want to pay.

This means that they source you some of the leading providers and offer you the best advice and recommendations for you and your family.

Members of the armed forces can have restrictions on their insurances or in some cases premiums increase due to the nature of their job. Therefore, they have made this process uncomplicated and have already conducted the necessary research before they speak with you.

They continuously update their selected providers when new products and improved changes are delivered to the insurance market which is crucial for military personnel and their families to have an informed choice when it comes to selecting their insurance provider.

Forces Solutions have built strong relationships with these providers and they are continually evaluating their suitability for those serving in HM forces to ensure you are covered when it matters the most.

When thinking about your life and illness cover it is important you discuss it with a military insurance representative to give you that peace of mind that you are covered under your current job role. They can advise you on imminent deployment and ensure your cover and monthly premium is suitable to your needs and your current expenditure.

It is crucial that the insurance is fit for purpose for the soldier and their civilian/serving partner or spouse. Find military life insurance to suit your needs with our trusted partner Forces Solutions.


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What is Military Life Insurance?

Put simply, military life insurance is a type of life insurance that accommodates to the unique circumstances of those in the armed forces. Due to the nature of a job in the military, many insurance providers will impose restrictions or increase premiums for serving applicants. Certain providers have recognised the struggles military members face when taking out life insurance and have specialised in finding the best insurance products to meet their demands at a price that’s right for them.


Why Do I Need Military Life Insurance?

Life insurance is simply a way of ensuring your loved ones are taken care of financially should you pass away. A good way to determine whether or not you need life insurance is to ask yourself two simple questions:

Would my dependants be financially stable on their own in making certain payments, such as the mortgage or daily expenses?

Would my death have a financial impact on my family including my partner and children?


Why Would I Need Illness Cover?

The cover is designed for military personnel and their families who want to provide financial support for their dependants if they are diagnosed with a specified illness. It can be used to contribute towards paying back a debt, like a mortgage or loan, or help provide financial support during and after their illness or injury, such as helping with their rehabilitation or moving forward in a your career with a life-changing illness. Questions to ask yourself and your family

If I were to suffer a serious illness would this impact my ability to pay for my or my family’s day-to-day living costs if I was unable to work?

If I were to leave the armed forces as a result of a serious illness would my family be able to survive without my income?

If my partner was unable to work due to a serious illness would that effect our ability to look after our children?


Vitality. Award-winning life insurance.



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If you are unable to work because of illness or injury, or if the worst should happen, our partner’s 5 star award winning DEFAQTO range of protection products will provide you and your family with guaranteed payments to make life easier.


Aviva. Life happens. Let’s take care of it.



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Cover to protect your family’s finances. Over half of customers pay £15 a month or less for our Life Insurance Plan, which could help your loved ones cope financially if they are left without you.


Legal and General Life Insurance.



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Life insurance pay out a cash sum in the event of your death during the length of the policy. This would give financial peace of mind to you and your loved ones.


Key Features

  • Find cover that accommodates to the unique lifestyle of serving in the armed forces.


  • Help to ensure your loved ones are financially taken care of if you pass away.


  • Get cover for a set amount – e.g. the value of your mortgage.


  • Cover can be increased of decreased (subject to underwriting). 


  • You could be on cover as soon as you apply (subject to underwriting). 



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