Get the right business insurance cover to protect your company and its employees. We have partnered with Get Indemnity™ to provide the best quotes across the whole market - starting from just £220 per year.
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Business insurance is essential to protect your livelihood, your staff and your assets in the event of an accident or damage to your business.
For many people, their business is their main source of income and they have a duty to protect their hard-working employees and any customers that they come into contact with.
If something happens to your premises, such as a fire or flood, or your employee has an accident at work, you will be liable to pay for any damages, repairs or medical fees.
However, with the right business insurance policy in place, your insurer will cover the majority of your damages and costs – so your business is not too affected financially and you can continue to work and support your family and staff.
Forces Compare has teamed up with Get Indemnity who are an award-winning broker that specialises in business insurance.
Our partner can help you find the best policy according to your business requirements – whether you are a sole trader, self-employed, SME or large organisation.
Policies are available for all types of entrepreneurs and businesses from all walks of life, whether you are in the military, a veteran, a civvy or just a regular, hardworking business.
Simply click the “Get Started” button and you will be sent to the Get Indemnity website. Here you can fill in a few basic details about your company in less than 5 minutes. One of their staff will contact you within the hour to discuss your requirements and provide a same-day quote.
You can find business insurance for:
General – You can apply for business insurance that will cover your main assets, offices and day-to-day business. This way you are protected in case of any fires or flooding to your offices, theft of key documents or machinery or any financial damage to your business that was not your fault.
Business insurance is quite general in this sense and when applying, you can opt for certain types according to your business. For instance, if you work with the public, you can add liability insurance to protect them against any accidents occurring. Or if you sell products, you might look at product liability to protect the public against any defective models or for any damages during transit.
Employers’ Liability – This is a legal requirement if you have staff and ensures that they are covered in the event of an accident or injury at work. Your policy will pay for any medical fees, loss of income or time off work – putting your employees first and limiting your financial implications.
Public Liability – If you deal with members of the public, such as customers walking through your store or going to your place of business, this business policy will protect them against any potential accidents or damages. A common example is someone slipping on your wet floor and spraining their ankle. Your policy will pay out any medical fees and compensation to the customer. You can typically apply for cover ranging from £1 million to £10 million per year.
Professional Indemnity – If you give professional advice as part of your job, your professional indemnity insurance will pay out compensation to the customer if your advice had an undesirable outcome.
Although we try to give our best advice, there are circumstances where the client ends up being worse off. Whatever the profession, your policy could provide important compensation to the customer.
Product Liability – If you sell products as part of your business, there is always the risk that materials or items are defective and the customer requires a refund or is injured in the process. Your product liability insurance will refund you for any damaged goods that were not your fault and any potential compensation or damages to the customer.
Business insurance can be vital to ensure a smooth running of your business. Over the course of your career, there are accidents that are likely to happen and events that will be out of your control. By having business insurance, it minimises the impact to your bottom line and allows you to continue your business as normal.
Although employers liability insurance is the only form of insurance that is compulsory by law, there is a strong case for having business insurance to protect your business and its interests.
Failing to have business insurance cover could expose you to huge financial risk and your business may not survive if faced with a large claim.
To start your enquiry, simply click on “Get Started” and you will be taken directly the Get Indemnity website. Here you’ll be required to provide some basic information, including:
Business insurance policies start from £220 per year according to Get Indemnity, the chosen partner by Forces Compare.
The cost of your business cover may vary depending on the size of your organisation, the services you offer and the number of employees you have.
A self-employed individual working from home may have very cheap business insurance, but a company of 500 people with a turnover of millions of pounds is likely to be much higher.
There are certain things you can do to lower the cost of your business insurance such as having security on-site for your premises and any products that you sell. You can also pay your annual premium in full, rather than monthly, since this will save you 20% of the bill. Plus, you can use your no-claims bonus which provides a large saving if you can go several years without a claim.
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