Get the right business insurance cover to protect your company and its employees. We have partnered with Get Indemnity™ to provide the best quotes across the whole of market - starting from just £220 per year
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WHAT DOES BUSINESS INSURANCE COVER?
- Fire, flood and theft to your premises and assets
- Accidents and injuries to staff members
- Accidents to members of the public
- Legal expenses and court fees
- Loss of earnings and income
- Goods lost or damaged in transit
- Production, tools and machinery
- Defective products
- Arson and vandalism
- Vehicles - cars, bikes and vans
- Professional advice
HOW CAN FORCES COMPARE HELP ME FIND THE BEST BUSINESS INSURANCE COVER?
Forces Compare has teamed up with Get Indemnity, who are an award-winning broker that specialises in business insurance.
Working with the whole of market, our partner can help you find the best policy according to your business requirements - whether you are a sole trader, self-employed, SME or large organisation.
Policies are available for all types of entrepreneurs and businesses from all walks of life, whether you are in the military, a veteran, a civvy or just a regular, hardworking business.
Simply click on ‘check rates’ and you will be sent to the Get Indemnity website where you can fill in a few basic details about your company in less than 5 minutes. One of their staff will contact you within the hour to discuss your requirements and provide a same day quote.
We proudly offer business insurance for:
WHAT TYPES OF BUSINESS INSURANCE IS AVAILABLE?
General - You can apply for business insurance that will cover you main assets, offices and day-to-day business. So you are protected in case of any fires or flooding to your offices, theft of key documents or machinery or any financial damage to your business that was not your fault.
Business insurance is quite general in this sense and when applying, you can opt for certain types according to your business. For instance, if you work with the public, you can add liability insurance to protect them against any accidents occurs. Or if you sell products, you might look at product liability to protect the public against any defective models or for any damages during transit.
Employers’ Liability - This is a legal requirement if you have staff and ensures that they are covered in the event of an accident or injury at work. Your policy will pay for any medical fees, loss of income and time off work - putting your employee first and limiting your financial implications.
Public Liability - If you deal with members of the public, such as customers walking through your store or going to your place of business, this business policy will protect them against any potential accidents or damages. A common example is someone slipping on your wet floor and spraining their ankle. Your policy will therefore pay out any medical fees and compensation to the customer. You can typically apply for cover ranging from £1 million to £10 million per year.
Professional Indemnity - If you give professional advice as part of your job, your professional indemnity insurance will pay out compensation to the customer if your advice had an undesirable outcome.
Although we try to give our best advice, there are circumstances where the client ends up being worse off. Whether it is in the medical, legal or financial profession, your policy could provide important compensation to the customer.
Product Liability - If you sell products as part of your business, there is always the risk that material or item is defective and the customer requires a refund or is injured in the process. Your product liability insurance will refund you for any damaged goods that were not your fault - and any potential compensation or damages to the customer.
DO I NEED BUSINESS INSURANCE FOR MY COMPANY?
Business insurance can be vital to ensure a smooth running of your business. Over the course of your career, there are accidents that are likely to happen and events that will be out of your control. By having business insurance, it minimises the impact to your bottom line and allows you to continue your business as per usual.
Although employers liability insurance is the only form of insurance that is compulsory by law, there is a strong case to have business insurance to protect your business and its interests.
Failing to have business insurance cover could expose you to huge financial risk and your business may not survive if faced with a large claim.
WHAT INFORMATION DO I NEED TO PROVIDE?
To start your enquiry, simply click on ‘get rates’ and you will be taken directly the Get Indemnity website, where we will require some basic information including:
- Company name
- Company address
- Company director name
- Information about the business
- Annual turnover
- History of claims
- Contact information
HOW MUCH DOES BUSINESS INSURANCE COST?
Business insurance policies start from £220 per year, according to Get Indemnity, the chosen partner by Forces Compare.
The cost of your business cover may vary depending on the size of your organisation, the services you offer and the number of employees you have.
A self-employed individual working from home may have very cheap business insurance, but a company of 500 people with a turnover of millions of pounds is likely to be much higher.
There are certain things you can do to lower the cost of your business insurance such as having security on site for your premises and any products that you sell. You can also pay your annual premium in full, rather than monthly, since this will save you 20% off the bill. Plus, you can use your no claims bonus which provides a large saving if you can go several years without a claim.
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