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What Kind of Insurance Does My Dog Require?
Whether you have a puppy or an older dog, you may find that if you are the owner of a dog you will usually require more pet insurance cover than you would typically need for other kinds of animals.
Why? This is because generally speaking, vet treatments for dogs are more expensive than treatments needed for other kinds of household pets. As a result, carefully consider what kind of cover your dog will need before choosing a policy.
What Kind of Dog Insurance Cover Can I Get?
The majority of dog insurance policies will provide you with cover for the following:
- Vet treatment: enabling you to claim back the cost during the term of your insurance policy.
- Death: many insurers pay the purchase price of your dog if they die due to an illness or accident.
- Straying or theft: if your dog is stolen or goes missing, you can claim on your policy for the purchase price of your pet.
- Boarding fees: you can claim on your policy if you go into hospital and can’t look after your dog.
Third Party Liability Cover for Dogs
Third party liability cover is only available to dogs, and it could help to provide you with significant financial protection if you have to pay legal costs or compensation due to your pet.
It provides cover if your dog:
- Damages another persons property.
- Injures or kills another person.
Compare Dog Insurance With Forces Compare
Forces Compare can help you find great deals on dog insurance cover from over 15 different providers. Our online application is free to complete and can be finished in a matter of minutes. When filling in our online form for pet insurance, we’ll need a few details from you including the following:
- Your name.
- Your dog’s name.
- Your dog’s gender.
- Whether your dog has been neutered.
- Whether your dog has been chipped.
- When you would like the policy to start.
While we were founded to help those in the armed forces, our services can also be used by veterans and civilians, meaning everyone can use our site to compare great deals on insurance and finance.
Compare Quotes From a Range of Providers
Using a comparison system can compare quotes for puppy insurance or older dog insurance, kitten insurance or cat insurance, and you’ll have various levels of cover to choose from for your animal.
Fast, Secure and Free
It doesn’t matter whether your pet is a pedigree or a cross-breed, we can still help compare quotes from a panel of insurance providers to help you find a great deal.
Dog Insurance FAQs
Yes, it is highly recommended that you have this kind of cover, given the significant amount of money it can save you if the worst case scenario happens.
It is with many policies, but not all of them. If it is not, it is usually possible to add it to your policy.
Yes, but you may find that the cost of insurance is more expensive, as they are more likely to get ill or suffer an injury.
In most cases, no. However, some insurers will cover conditions if your dog has not had any symptoms for a minimum of at least two years.
Yes, but keep in mind that the cost of a policy may be higher due to pedigree dogs being more prone to illness.
The exclusions will vary from insurer to insurer. However, it is common for insurers to stop enabling you to claim for death cover due to illness or injury if the dog is over a certain age, usually eight years old.
To make a claim, you will need to send in a claim form with documents to your insurer.
The price you end up paying can be determined by factors such as:
- If your dog has pre-existing medical conditions.
- The age of your dog.
- The cost of your dog.
Yes, most insurers enable you to do this, and it can usually be less expensive than getting two individual policies.
It can, but it does not always come as standard with dog insurance policies, so you should always check the details of any policy you are considering before applying for it if dental treatment is something you want cover for.