Short Term Loans
up to £25,000

Apply for short term loans through Forces Compare and borrow anywhere from £1,000 to £25,000 for a period of 3 to 36 months.

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Apply for a Short Term Loan Through Forces Compare

A short term loan, is a type of financial product that has a relatively short repayment period. The repayment period for a short term loan is typically less than a year and can be as small as a few months.

Through our years of experience in the armed forces, we’ve built Forces Compare to accommodate for a variety of different borrowers, including those who serve, those who have served, and civilians.

 We can help a diverse range of borrowers to find the finance that’s right for them and are able to compare the following types of loans:

  • Short term loans.
  • Long term loans.
  • Small loan amounts.
  • Large loan amounts.
  • Loans for borrowers with bad credit.
  • Loans for borrowers with fair credit.
  • Loans for borrowers with good credit.

Forces Compare can accommodate for those in need of short term finance. When looking for finance, it’s important to explore all available options through our site, as this will help to ensure you find the best loan for your borrowing needs.

Through Forces Compare, you can borrow £1,000 to £25,000 for a period of 3 to 36 months.

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months.

Warning: Late repayment can cause you serious money problems. For help, go to

Why Would I Need a Short Term Loan?

Many people use short term loans to stay financially afloat until their next payday or to help pay for an unexpected emergency such as a broken boiler.

Short term loans can also give you an injection of cash upfront but not tie you down for too long – and the lenders we feature allow you to repay early if you need to.

Whether it is a 6 month or 12 month loan, you can use this type of finance to consolidate some debts, stay on top of your household bills or more.


What Are the Eligibility Criteria?

You must meet a list of criteria to be eligible for a loan through Forces compare. This criteria will vary depending upon the lender and the type of loan you go for, however, some of the main features all borrowers must usually have include:

  • Having a UK bank account.
  • Being a UK resident.
  • Being over 18 years old.
  • Having a salary from your employer (like the MoD).

The eligibility criteria for a loan through Forces Compare will vary between lenders and between loan products. Therefore, when looking at a particular loan, find out the criteria that must be met in order for an application to be successful.

For example, if you were wanting to take out a guarantor loan with a lender, you must ensure that your chosen guarantor meets all necessary criteria for your application to be successful.




Do Forces Compare Offer Short Term Loans for Bad Credit?

Forces Compare can help you to find short term loans, even if you have a bad credit score.

Many lenders will not accept a loan application unless you have a good credit score, however, Forces Compare works with specialist lenders that accept those with a bad or non-existent credit history.

One type of loan that is particularly popular for those with bad credit is a guarantor loan. With a guarantor loan, the borrower will have to elect a guarantor that acts as security in case the borrower can no longer make the repayments.

Your guarantor can be any number of people in your life, from spouses to family members, friends and even work colleagues.

You can only use your spouse as the loan guarantor if you hold separate bank accounts.


Do Forces Compare Work With Short Term Loans Direct Lenders?

Forces Compare only work with direct lenders.