Van Finance

Part Exchange, No Deposit, No Problem.

All credit histories considered.

No arrangement fees.

No obligation quotes.

In Partnership With


Vans are useful for a range of different activities, whether for business or personal use. If you’re looking to get a new van but are still unsure on how to finance it, Forces Compare can help. We’ve partnered with Quick Car Finance, who offer great deals on a range of vehicle finance options, including van finance.

Through our trusted partner, you could borrow anything from £3,000 to £150,000 with repayment periods of 12 to 84 months. Bad and fair credit scores are considered, as well as good and excellent ones, with no arrangement fees and no obligation quotes available.


What Is Van Finance?

Van finance can help make the purchase of a van more manageable. Rather than paying for the vehicle in one lump sum, van finance helps customers to spread out the cost of their van purchase, making payments on the loan in set monthly amounts.

You can get van finance on a range of different models, including the following:


  • Pick-up vehicles
  • 4x4s
  • drop side pick-up vans
  • Crew cab vans
  • Curtain side vans
  • Luton vans
  • Tippers


Forces Compare can help to find the right van for you from a variety of different dealerships across the country; offering Land Rover, Ford, Renault, Toyota, Volkswagen, Mercedes, Vauxhall and more.


What Van Finance Options Are Available?

There’s a variety of different finance options available to you, some of the main ones being as follows:


  • Hire purchase (HP)
  • Personal contract purchase (PCP)
  • Van leasing
  • Personal loan


To find the best finance for your situation, it’s good to explore the variety of different options available, and see which will benefit you the most.

With hire purchase (HP), borrowers will make an initial deposit before paying fixed monthly repayments. After all the necessary payments have been made, the borrower will eventually own the van outright, making this a great option for those who want to end up owning the vehicle.

Personal contract purchase (PCP) also involves an initial deposit before a fixed repayment period. After the end of this repayment period, borrowers have the option of making a further payment (known as a balloon payment) to own the vehicle outright, or they can return the vehicle after this period is up.

Similar to PCP, van leasing is a finance option whereby borrowers will pay an upfront deposit, followed by monthly payments whilst using the vehicle. Once the leasing period is up, payments will stop and the van will have to be returned. With this type of finance, borrowers will not end up owning the van outright, unless the provider offers the option of a balloon payment for ownership.

A personal loan can be another type of van finance. With this funding option, borrowers will be able to own the van outright from the start, however, they must keep up with the required repayments on the loan. Failure to keep up with repayments can damage your credit score and lead to additional fees.


Will I Need a Deposit?

There are no deposit options available for van finance. Details of the deposit, if any, will depend entirely on the finance option chosen, as well as additional details of the application (e.g. the value of the van). Typically, a deposit of 20% the van’s “on-the-road value” is required. However, this can vary depending on the dealer and details of the deal, including whether a part-exchange is involved.


Eligibility Criteria for Van Finance

The eligibility criteria for van finance can vary depending on the option you go for, however, some of the main requirements borrowers may have to fulfil include the following:


  • Residence in the UK
  • Have a stable, regular income
  • A good credit history


Whilst those listed above may be required, Forces Compare can help you to find van finance options with all sorts of credit histories considered.

You can also find van finance options available for businesses, being able to apply as a freelancer, a sole trader, or on behalf of a larger company.


Apply for Van Finance

Whether for business or for personal use, Forces Compare can help you find great deals on van finance. You can check your eligibility in under 5 minutes, with no obligation quotes and no arrangement fees.

When applying for van finance, you’ll need to provide a few details, including the following:


  • Your name
  • Your address
  • The value of the van
  • The type of van
  • Your Driver’s license
  • Your income and expenses


Any dealership you choose will first be checked along with the vehicle, making sure you’re getting the best price.