Personal Loans

Forces Compare offers personal loans for anyone looking to borrow money for individual purchases and expenses.

Borrow anywhere from £1,000 to £25,000 and you can repay over 18 to 36 months. Get a free quote in less than 2 minutes.

Working With


Working with:


What Are Personal Loans Used for?

Personal loans are used by all sorts of individuals, including tenants and homeowners, to pay for everyday things.

Many people seek personal loans as a way to top up their existing salary and cover household bills, travel expenses, pay off any debts, home improvements and more.

You can choose how much money you would like to borrow (up to £25,000) and how long for (up to 36 months) – although some lenders may be able to offer much higher amounts and for longer.

Personal loans are unsecured, so you are not required to put down anything as security or collateral to be eligible (see secured loans for more information).

Your eligibility is based on your income, affordability and credit status.


Key Features 

  • Borrow up to £25,000.
  • Repay over 18 to 36 months.
  • Rates from 3.3% APR.
  • Monthly repayments.
  • Same day funding available.
  • No upfront fees.
  • No early repayments.
  • Subject to status.

What Are the Eligibility Criteria for Personal Loans?

  • Over 18 years of age.
  • Full-time UK resident.
  • Employed and earning a regular income.
  • Can afford monthly repayments.
  • No recent CCJs, defaults or bankruptcy.
  • Valid UK bank account, mobile and email address.


What Information Do I Need to Provide for a Personal Loan?

With Forces Compare, you can apply for a personal loan online from start to finish. There is no need to send information off in the post or do anything in person – it is a fully online process.

Using our online application, you can enter all the necessary information including your name, address, age, income, bank details and loan requirements.

Since the loan is unsecured, you are not required to provide any proof of collateral – however, to be eligible you will need to be in employment and earning a regular income. Depending on the lender, you may be required to give proof of income and address through a copy of a recent pay-slip or bank statement.




Can I Get a Personal Loan With Bad Credit?

Yes, there are personal loans for poor credit available and this may be reflected by the lender offering a slightly higher interest rate or adjusting the amount that you have requested to borrow.

Personal loan companies understand that not everyone can have a perfect credit score and it is very common to see the occasional missed payment or default over the last 6 years. However, this should not limit your chances of being approved for a loan.

To add extra security to your loan application, you may be required to add a guarantor (see guarantor loans) or some form of security (like a car or home).

If you are looking for personal loans with no credit checks, there are not many available. However, you may be offered a secured loan or car loan instead which is based on the value of the asset, rather than the individual’s credit score.


Why Should I Apply With Forces Compare? 

Forces Compare provides an excellent loan comparison service. We’ve partnered with the whole of personal loans market so you can access quotes from hundreds of providers in the UK.

With no fees for applying, you can get a provisional quote in less than 2 minutes and we will match your application with the lender most likely to approve you.

We offer the best financial solutions for the armed forces, but our products are available to anyone in the UK. To check your eligibility and to apply, simply click on the button below.

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months.

Warning: Late repayment can cause you serious money problems. For help, go to