We Work with Direct Lenders Only

Whether you're looking to make home improvements or facing an unexpected emergency, there are a number of different scenarios where you might consider a loan.
You can borrow money from a direct lender, who, as the name suggests, provides loans directly to borrowers, with no middle man involved.

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People need to borrow money for all sorts of reasons.

Looking for a loan with a direct lender? Forces Compare can help – our partner works only with direct lenders, who offer loans ranging from £50-£2,500, with repayment periods from 3 to 24 months. Simply click any of the “Get Started” buttons on this page and you’ll be sent to an online application form. There, you’ll need to fill in a few details to be provided with a range of suitable loans to explore. Get started with Forces Compare today.

Key Features

  • Borrow £50 – £2,500 through a direct lender.
  • Deal directly with lenders – make the borrowing experience simpler and more straight forward.
  • Repay over 3 to 24 months.
  • Early repayments available.
  • Borrow a loan with no guarantor necessary.
  • No impact to your credit score.
  • No upfront fees.

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

What is a Direct Lender?

A direct lender will directly lend loans to borrowers, with no third party involvement. When using a direct lender, they will check your credit file, review your application and make a decision on this through such evaluation.

If an application is approved, they will transfer funds for the loan directly to the borrower.

There are a variety of different direct lenders to choose from, including those offering supermarket loans, high street banks and online lenders – each of which vary in definition as well as the strengths and weaknesses that come with them.

For example, direct online lenders offer a fast and convenient application process, borrowers able to apply for loans whenever they like, wherever they are. This type of lender can also be considerably quick, letting applicants know if they have been approved sometimes in a matter of minutes.

However, some lenders can have their limitations, particularly for those who would prefer to apply in person, or those who don’t have internet access.

Before applying for any type of loan with any type of lender, it’s important to learn about such providers, and the type of products they offer that are suitable to you and your financial situation.

Direct Lender vs Broker

The main difference between a direct lender and a broker is that a direct lender will deal directly with the borrower throughout the entire lending process. Direct lenders will lend money to their borrowers directly, whereas brokers act as middle men between a borrower and their lender.

With a direct lender, the borrower will usually apply for the loan directly with them and get approved by them. With a broker, borrowers will fill in their details with said broker, who will then search for loans available on its database from direct lenders.

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Why Would I Use a Direct Lender?

There are various different circumstances where you may need to borrow money. From unexpected emergencies to making improvements to your home.

While some may be fortunate enough to dip into savings, or borrow money from a family member or close friend, many may not have access to such funds, and are in need of a trustworthy provider to help them with the funds they need.

Direct lenders are with you every step of the way – from the application process right up through to the repayment period. It can make the process of borrowing a loan more straight forward, knowing exactly who you’re dealing with and where to turn when you have a question or need assistance with your loan.

Why Use Forces Compare?

At Forces Compare we’re passionate about finding great, affordable insurance and finance options for our customers. Through our partner, you can find a range of suitable loan options with direct lenders. The application form is quick and simple to complete, and can provide customers with a number of different loan options to explore.

Find and compare loans from direct lenders with Forces Compare. Simply click one of the “Get Started” buttons to be sent to the online application form.

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