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Compare Diabetic Travel Insurance

If you’re diabetic, you’ll need to find the right level of cover at a price that suits your budget for you, with this in mind, if you should become unwell when on holiday, you will receive the correct care regardless of where you are visiting.

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Home 9 Travel Insurance 9 Diabetic Travel Insurance

Getting Started with Diabetic Travel Insurance

If you have Type 1 or Type 2 diabetes, you will be aware that living with diabetes takes extra preparation and travelling as a diabetic requires thorough consideration. Thankfully, your chosen diabetic travel insurance cover will ensure that if anything should happen to your prescription medication when you are away, you’ll be able get the care you need efficiently. Although it is not compulsory to buy diabetic travel insurance, it is a great option for your own personal peace of mind. In addition, when taking into consideration that your cancellation and emergency medical assistance section of the policy will be eligible to extend to cover any unplanned complications of your diabetes. For example, in the case of an emergency you will be covered for circumstances such as having to stay in a foreign hospital or having to miss a flight home. As with any travel policy, you should always check the fine print before purchasing to ensure your diabetic needs will be met.

What is the cost of diabetic travel insurance

A common misconception surrounding insurance for those with any kind of pre existing medical condition is that prices will soar after disclosing heath details. However, with more and more people being diagnosed with diabetes each year and new and improved treatments, providers can offer a wider range of policies to cater for clients specific needs. With Forces Compare, our travel insurance for those with diabetes starts as low as £5.64 per single trip with medical coverage up to £10,000,000.

What information do I need to provide

There are a few key details we will need to collate from you to source the best suited policy for your diabetic needs. We will need to know which type of diabetes you have and the details of your current medication. Extra detail such as whether you have ever been a smoker and how many hospital admissions you have had in the last year are also compulsory. Lastly, if you have any other related conditions such as angina/heart attack, liver damage, kidney impairment, nerve damage or peripheral vascular disease you’ll need to let us know. If you have ever been advised to take medication for high blood pressure and or high cholesterol this will also need to be addressed. Due to the complex nature of diabetes and other associated medical conditions, it is important to accurately and honestly disclose information about your health and wellbeing. After submitting your medical history you can benefit from peace of mind knowing you have sufficient and personally tailored coverage to assist you in any situation whilst away on holiday.

Types of Diabetic Travel Insurance

Single Trip Travel Insurance

Get insured quickly and easily for a single trip up to 365 days, subject to age and acceptance. Travel with the assurance you are protected with our pre-existing medical conditions and cancellation cover for over 65’s with no age limit.

Annual Multi-Trip Travel Insurance

Save money with our annual multi-trip insurance if you travel more than once a year. Travel as many times a year as you want with complete peace of mind, as we cover all pre-existing medical conditions.

Cruise Travel Insurance

Our specialist cruise holiday insurance policies include pre-existing medical conditions and cancellation cover, for over 65’s with no age limit. Relax completely when you cruise, knowing your emergency medical treatment is covered, should you need it.

Pre-Existing Medical Conditions

With specialist travel insurance for virtually all pre-existing medical conditions, including asthma, arthritis, diabetes, heart conditions, cancer, and even a terminal prognosis – at all ages – we will ensure you get the right insurance at a price that suits your budget.

Why choose Forces Compare for diabetic travel insurance?

Finding the best suited policy to cover your diabetes condition when travelling should not be a chore. With Forces Compare you can compare a number of quotes from leading medical travel insurance providers in order to find a policy that is tailored for your unique healthcare requirements. In addition to providing a reliable comparison service, our insurance quotes are generated in a few minutes taking very little time away from your trip preparation and planning. We’re delighted to have been able to help thousands of customers to save money and simply compare their insurance needs and you can hear from our clients here.

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  • Compare multiple insurers
  • Cover for hundreds of pre-existing medical conditions
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Peace of Mind with Diabetic Travel Insurance

Traveling with diabetes shouldn’t mean added stress. Our diabetic travel insurance covers everything from medication mishaps to medical emergencies. At Forces Compare, we’re always prepared for the unexpected, so you can travel with ease wherever you go.

“With Forces Compare you can compare a number of quotes from leading medical travel insurance providers in order to find a policy that is tailored for your unique healthcare requirements.”

FAQs

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What are the types of diabetic travel insurance policies?

When travelling with a medical condition like diabetes, you need a specialised travel insurance plan tailored to your needs. Below are some travel insurance policies designed for people with diabetes: 

  • Single trip travel insurance: This policy provides coverage for one journey lasting up to 365 days. This option is ideal for those planning a one-off holiday or a long individual trip. It offers comprehensive protection, including cover for pre-existing medical conditions and cancellation options, with no age limit for travellers over 65.
  • Annual multi-trip travel insurance: This policy is designed for those who travel frequently. It allows you to travel as many times as you want within a year, potentially saving you money compared to purchasing individual trip coverage. It gives you peace of mind by covering all pre-existing medical conditions in all your journeys.
Cruise travel insurance: This is a specialised option for those planning a maritime holiday. It covers pre-existing medical conditions and cancellation, again with no age limit for travellers over 65. Cruise policies also offer emergency medical treatment coverage tailored to the unique challenges of travelling on a cruise ship.
Is it compulsory that I use diabetic travel insurance?

No, it is not compulsory to get diabetic travel insurance. However, it is a great idea to consider getting one, as it comes with several important benefits. Living with diabetes requires a lot of precaution, especially when travelling. A diabetic travel insurance can make you rest assured that you are protected in case of any emergencies while travelling as a diabetic patient. 

Comprehensive diabetic travel insurance typically covers emergency medical treatment related to diabetes, hospitalisation costs, emergency medication replacement, the cost of medical evacuation if required, emergency glucose management, and even replacement of lost or damaged medical equipment. Diabetic travel insurance also covers you in case of flight cancellations, trip interruptions, and last-minute medical changes.

With diabetic travel insurance, you also have access to international medical networks and guidance on local medical facilities at your trip destination.

Do I need to provide my medical information?

It is important that you give a detailed and accurate disclosure of your medical history when applying for diabetic travel insurance. Your insurer needs detailed information to provide the most appropriate and personalised coverage that suits your medical needs. You’ll need to specify the type of diabetes you have, whether it’s Type 1 or Type 2, and provide details about your current medication regimen.

You will also need to disclose your medical history. Your insurer will ask about your smoking history and if you have any condition related to diabetes like angina, heart attacks, liver damage, kidney impairment, nerve damage, or peripheral vascular disease. If you’ve been advised to take medication for high blood pressure or high cholesterol, or if you’ve been on hospital admission in the past year, you must tell your insurer.

The reason for such a thorough investigation is the complex nature of diabetes and its potential associated health complications. You can get a policy tailored to your healthcare requirements if you give an honest and accurate disclosure of your condition(s). This helps insurers to provide appropriate coverage that gives you genuine peace of mind during your travels.

What other information do I need to provide when purchasing diabetic insurance?

When purchasing diabetic travel insurance in the UK, insurers typically require detailed information about your health, travel plans, and medical history to provide an accurate quote and appropriate coverage. You’ll need to provide personal details, such as your full name, age, date of birth and contact information; as well as the details of your trip, such as your destination, trip duration, and the type of trip you’re going on. They will also want to know what activities you plan to do on the trip, as high-risk activities like skiing and scuba diving can increase your chances of making a claim.

You might also be required to provide information about complications related to diabetes, such as neuropathy, retinopathy, or foot ulcers, as well as any pre-existing health conditions. Your insurer will also want to know your claims history, as this helps them assess how likely you are to make a claim. If you’ve frequently claimed for diabetes-related emergencies during travels in the past, this might lead to increased premiums.

 

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“I have been using Forces Compare for a year or two and have nothing but praise for them and the company.”

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